Texas Public Adjusters have typically worked as claims adjusters for one of the large Texas insurance companies and then elected to serve the general public with their experience. Texas Public Adjusters can either work for a Public Adjusting Company or independent.
The support
that Texas Public Adjusters give can vary somewhat
from other
states, however, Public Adjusters as a whole have the same goal; they aid the
public in settling their property damage insurance claims for a reasonable amount.
One misconception consumers frequently have is mistaking the designation of Public Adjuster with the designation of a Private Adjuster. Seemingly, a slight misnomer, Private Insurance Adjusters actually work as representatives of insurance companies. Public Adjusters represent only the interests of the policyholder and have no absolutely no affiliation with any insurance company. In addition, Public Adjusters are proficient in property damage estimating and are amply acquainted with local building codes
A major problem we have subsequent to a major disaster is when out of state claims adjusters with potentially limited construction estimating knowledge, descend on Texas to write damage repair estimates where building codes are frequently changing and building design may vary from the way buildings are designed in the claims adjusters home state.